The Rose Team

Melissa Rose

Melissa Rose, Senior Mortgage Planner

NMLS# 44111


Melissa Rose received her Bachelor of Science in Psychology from Texas A&M University in 2001. After a short stint in the financial services industry, she moved to the mortgage industry in June 2002 and never looked back! Although she is a Texas girl through and through, she moved to Charlotte, NC, in August of 2005 and is happy to call it home. After so many strong years in the mortgage industry and experience on both the broker and banking side, she holds customer service and true transparency to be her two most important goals during the mortgage process. With the ever-changing lending guidelines and the state of the housing market, she feels that through constant open communication, she can successfully walk you through one of the most important financial transactions of your life. The customer’s best interest is always at heart. This is why she has many loyal borrowers who have come back to her time and time again during her career in the industry and has constantly maintained a strong referral base.

Carolina Meulman

Carolina Meulman, Senior Mortgage Planner

NMLS# 44412


Carolina Meulman was born in Colombia, South America, and relocated to North Carolina as a teenager. She received an AA degree in hospitality management from Kings College in Charlotte, and then lived in Washington DC before returning home to Charlotte. Carolina began her career in mortgages by chance in 2005, and has worked in different sides of the industry since. She is passionate about helping others achieve their dream of homeownership and enjoys creating long-lasting relationships in the process. Carolina is bilingual and loves using her ability to speak Spanish to help the Spanish-speaking community in financing their dream home!

Kerry Johnston

Kerry Johnston, Mortgage Planner

NMLS# 1759633


Prior to entering the mortgage industry, Kerry Johnston graduated from the University of North Carolina at Charlotte in 2011 with a Bachelor of Arts degree in Criminal Justice. She then spent seven years in sales and recruiting. Kerry has a drive for helping people and takes pride in being a trusted resource for both clients and referral partners by providing honest and transparent feedback during the loan process. She has a proven track record of making clients feel at ease and has an aptitude for thinking outside the box to execute solutions. With her dynamic background and hard work ethic, Kerry is focused and passionate about providing the best possible service in the industry, along with creating ongoing relationships and helping clients build wealth through homeownership.

Luis Larreynaga

Luis Larreynaga, Bilingual loan officer assistant

(P) 980.225.9218


Luis Larreynaga has been assisting The Rose Team for over four years in helping buyers become successful homeowners. Speaking both English and Spanish is key in assisting The Rose Team’s large Spanish-speaking client base. Luis helps with file flow and communication to make sure clients stay informed and have a smooth and stress-free experience. He is an integral part of the team.